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Home & Property Insurance

We know that owning a home is a big investment. Sleep better at night knowing our experts take the time to create a package right for you.

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Home & Property Insurance

Comprehensive coverage for your property & contents but most importantly your personal liability

What information we need:

  • Sq footage
  • Outbuildings – size, square footage & use, construction
  • Year built
  • Heating type
  • Year of updates to roof, heating, electrical, plumbing
  • Mortgage

Have you done any upgrades or renovations to your home?

  • Upgraded your kitchen or bathroom(s)
  • Built a new garage or turned your existing garage into a man cave
  • Finished your basement
  • Changed the deck into a 3-season room
  • Put on a new addition

Talk to you broker to make sure your policy limits cover your renovations.

What information we need:

  • Value of personal contents
  • Estimate of betterments (interior finishes)
  • Understanding of your agreement with the condo board as to what they insure and what you should be prepared to insure

Options for Landlords & Student Rentals

When you’re renting out a residential property, most insurers provide coverage for the many different situations from short term rental to long term lease. The process for obtaining coverage is more complex. Speak to your broker about your situation.

Options for Renters

You are responsible for your contents. Talk to your broker about insuring your personal belongings.

Family Farms

Combine your home insurance with additional farming operations coverages. We take into consideration:

  • Buildings for farm purposes
  • Livestock
  • Crops
  • Farming machinery
  • Liability

Commercial Farms

If you operate an agri-business, we would be happy to discuss your operations and provide a risk management strategy and the best fitting coverage for your needs.

We at Gillons have professionally trained experts who focus on specific industry sectors in Northwestern Ontario. These may include forestry operations, resort camps, contracting, non-profit organizations and service boards, municipalities, car dealerships, First Nation communities & entities, as well as many more.

There are a variety of options for insurance for small businesses to large commercial operations. Please visit our business insurance page.