Home & Property Insurance
Comprehensive coverage for your property & contents but most importantly your personal liability
What information we need:
- Sq footage
- Outbuildings – size, square footage & use, construction
- Year built
- Heating type
- Year of updates to roof, heating, electrical, plumbing
- Mortgage
Have you done any upgrades or renovations to your home?
- Upgraded your kitchen or bathroom(s)
- Built a new garage or turned your existing garage into a man cave
- Finished your basement
- Changed the deck into a 3-season room
- Put on a new addition
Talk to you broker to make sure your policy limits cover your renovations.
What information we need:
- Value of personal contents
- Estimate of betterments (interior finishes)
- Understanding of your agreement with the condo board as to what they insure and what you should be prepared to insure
Options for Landlords & Student Rentals
When you’re renting out a residential property, most insurers provide coverage for the many different situations from short term rental to long term lease. The process for obtaining coverage is more complex. Speak to your broker about your situation.
Options for Renters
You are responsible for your contents. Talk to your broker about insuring your personal belongings.
Family Farms
Combine your home insurance with additional farming operations coverages. We take into consideration:
- Buildings for farm purposes
- Livestock
- Crops
- Farming machinery
- Liability
Commercial Farms
If you operate an agri-business, we would be happy to discuss your operations and provide a risk management strategy and the best fitting coverage for your needs.
We at Gillons have professionally trained experts who focus on specific industry sectors in Northwestern Ontario. These may include forestry operations, resort camps, contracting, non-profit organizations and service boards, municipalities, car dealerships, First Nation communities & entities, as well as many more.
There are a variety of options for insurance for small businesses to large commercial operations. Please visit our business insurance page.